Rossendales Bailiff Enforcement Agents coming to collect debt sounds like a nightmare and in some ways it can feel that way when you’re not prepared.
Luckily, Aunt Meg is here to walk you through what to expect if they do come knockin’.
Who are the Rossendales Bailiff Enforcement Agents and What do They Want?
Rossendales bailiff enforcement agents are government workers authorized by the Financial Conduct Authority to collect debt.
On behalf of their clients–often public sector bodies like councils, RBE agents collect past due debts by physically appearing at your home. This is usually following a letter you’ll receive in the post.
While you may have fair warning, the arrival of these agents may still be alarming. They operate under tremendous pressure to collect their clients debt. While they promote the use of fair tactics, they are enforcers nonetheless.
Reasons Rossendales Bailiff Enforcement Agents come to collect include:
- Council tax arrears
- Late child support payments
- Unpaid parking fines
Keep in mind, they are one of the largest bailiff enforcers in the country, so many creditors can warrant the help of an RBE agent to collect debt.
Your Rights, Their Rights
As tragic as it sounds, Rossendales Bailiff Enforcement Agents have court-ordered rights to take your possessions to pay back your debt. But, you have a right to not let them inside your home, nor accept unreasonable use of force for entry.Unfortunately, if they hold a court order, they may choose to do so.
You Can Complain if the Visit seems Unwarranted
Though rare, there have been instances where bailiff enforcements arrive after you’ve recently cleared your debt. While these may be honest mistakes, it would be an unfair experience. There have also been not-so-rare instances of bailiff enforcement agents behaving less than professionally. In any event, if you feel wronged there is a place where your complaint can be heard.
How to Make a Bailiff Enforcement Go Away (Never to Return Again!)
Many people believe a visit from the Rossendales Bailiff Enforcement agents means it’s too late for proper resolution. This simply is not the case. Whatever your situation, it is always best to be upfront and honest when talking the the agent, even if the conversation is a little uncomfortable it will give you the best opportunity to plead your case.
Not everyone can afford to pay what RBE agents request of a lump sum. It’s important to note you have options and aren’t cornered to do anything that would put you into even greater financial jeopardy.
Repayment plan– be sure there isn’t an unreasonable interest rate to avoid going further into debt.
Pay creditor directly– Instead of dealing with the RBE agents, you may contact the creditor(s) you owe and arrange payment with them directly to avoid any other visits.
Money drawn directly from paycheck– Having a set amount drawn directly from your paycheck or benefits package is a last resort. It is nonetheless, an option.
You’re Not Alone
The number one rule to remember if you are payed a visit, is not to panic.
You know your rights and your options, but most important, you’re not alone.
AuntMeg is here to help you through the extensive decision making process of resolving your debt and being free of the fear on Rossendales Bailiff Enforcements Agents coming to collect.
In fact, we will deal with them directly if they do.
Reach out, you’re not alone.