Store card debt is so easy to fall into. You probably remember how it began. You had picked up a couple of dresses or clothes for the kids and when you get to the cash register the friendly assistant pointed out that if you signed up for a store card, you could save 20% right…
DetailsAs parents, we spend a lot of time easing the worries of our little ones. But while the monster under the bed will be gone by morning, your own anxieties around running a household might not be quite as easily forgotten. The busy nature of modern family life, along with increased costs of living, can…
DetailsIt can feel that at every turn someone wants a slice of your salary pie. Unfortunately, that includes council tax charged to your property. Though taxes are important and functions (usually) to serve the community and increased living standards. However, council tax debt has become a burden for many mums as part of that very…
DetailsIf you live in Scotland and are sinking beneath your debts, a Trust Deed could be your best solution. A Trust Deed is a formal agreement between you and your creditors and is another name for an Individual Voluntary Arrangement (IVA). Each Trust Deed is legally drafted up for your individual situation. It will outline…
DetailsIf you have outstanding debts you may be contacted by a Sheriff Officer. It’s important to know what a Sheriff Officer is, what their relationship with the court is, and what exactly they can enforce. Here are 10 things you need to know if you are contacted by a Sheriff Officer. In Scotland, a Sheriff…
DetailsStore credit cards have become increasingly common. The temptation to receive seemingly unlimited discounts and benefits are far too appealing for the average shopper to deny! But what happens when you’ve collected your fair share of store cards and you’ve got multiple payments coming due all at once? What started out as a savings opportunity…
DetailsIt’s tough to make ends meet on benefits, especially if you have children who don’t understand they can’t have everything and be like their friends. Often a credit card provides the means to buy those extras and essentials, but then the interest starts to escalate and you find you can’t pay. So what then? Unfortunately…
DetailsHave you added up all your debt recently? Feeling overwhelmed by the impossibility of ever clearing it? No matter how hard you try to pay off one debt, the rest are accruing interest at a frightening rate. So, what wouldn’t you give for a fairy-godmother to wave a wand, stop the interest right now and…
DetailsAre you one of many mums in Scotland trying to keep your head above water? Think you’ve got the most severe financial situation with no solution in sight? Fear not, Aunt Meg has seen the worst of the worst and helps mums all over Scotland discover the light at the end of the tunnel. Though…
DetailsWhen you’re deep in debt, there’s a temptation not to even consider listing all the debts and putting them into some kind of priority order. However, there are some very good reasons why you should. Some debts are “priority debts” under the law and this means that the creditor has strong legal powers of enforcement…
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