You don’t need to be told that it’s important to pay your council tax. At the beginning of the fiscal year, the council allows you to opt to pay what you owe in 10 monthly instalments. Miss one and you’re in trouble. Miss two payments and they will demand the outstanding amount in full. And…
DetailsIf you are in arrears with your council tax, you are not alone. Thousands of families and individuals are struggling to make their payments. So what happens next. Council Tax Debt – Option One Once you have missed one payment, the council will send you a reminder. After two missed payments, the right to pay…
DetailsThe word “bailiff” strikes a chill of fear in most people when they hear the word, but who are they and what are their powers? We explain the facts about bailiffs to help you take the best possible action if you have debt. Bailiffs have the power to enter your home Bailiffs have the right…
DetailsIf you’re a wage earner and are in arrears with your council tax payments, you are likely to be taken to court. One of the ways the council recovers unpaid taxes is by applying to the court for an Earnings Arrestment Order (EAO) in Scotland, or an Attachment of Earnings Order if you live in…
DetailsWage Arrestment is used by the court to take money directly from your wages to repay what you owe. It is also known as an Earnings Arrestment Order in Scotland, or an Attachment of Earnings Order in England, Wales and Northern Ireland. Here’s how it works. When is Wage Arrestment applied? If you have a…
DetailsMost people don’t intend to fall into debt. It is often an unforeseen disaster, a loss of income or a another bill that tips them over the edge. Once you’re behind with one debt, the rest just seem to pile up too. The sad fact about debt is that once you are down, it seems…
DetailsFormerly operating as ScotCall, Fidélité CM is a credit management service and debt collection agency in Scotland. They have a network of agents who track clients, send out letters and make home visits on behalf of their clients. Councils and utility companies use the services of Fidélité agents if customers fall into debt and are…
DetailsWith so much easy credit, it’s not surprising that more people than ever are in debt and stuffing from financial stress. Unfortunately, many people do not even know it! It only takes an unexpected job loss, a rise in interest repayments or a relationship breakup to tip you into a downward spiral of debt where…
DetailsA recent report by a Consumer Credit Council found that for the first time, women have more debt than men. Surprised? Perhaps we shouldn’t be. After all, the responsibility of paying the bills and raising children as a single parent usually falls to the woman. Despite the dire financial facts about women in debt, a…
DetailsThe relationship between debt management and credit score can be a tricky one to navigate. You want to seek help with your debt, but fear the overall impact it may have on your credit score. Aunt Meg is here to help mums in debt who already have plenty to worry about. Here are ways and…
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